Visa and Mastercard are considered pre-paid debit cards and therefore have a hard expiration date. After the reward is redeemed, the funds can be used for a set period before the funds expire. The expiration date will be listed on the e-card.
The expiration date of a gift card depends on the issuer. You can typically find the expiration date on the eGift card after it has been redeemed, as well as in the redemption email.
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